The 3 reasons why you should take out mobile phone insurance

Getting a mobile phone replaced is not an easy task when it is not planned. Such a misadventure can cost you the loss of important documents and, of course, beautiful pictures of you and the beautiful moments of your life. For you, it’s more than just a mobile phone, it’s an effective partner. To deal with this type of inconvenience, mobile insurance was created because no matter how replaceable the device is, its cost can be discouraging when a new purchase is necessary! In this article, we look at the other benefits of this guarantee, which every smartphone owner should consider.

1. Insurance is more affordable than you might think

When you buy a new smartphone, you’re already making a decent deposit. So we at the SFAM understand that the idea of adding an insurance plan to that initial cost may seem scary. But rest assured, mobile insurance plans are actually more affordable than you might think. In fact, your insurer may offer you several insurance options, one of which will necessarily fit your needs and budget. The value of insurance also extends to the quality of the repair. Many phone repair companies offer expensive or unreliable services. Proper insurance can help ensure that your phone is repaired properly and at a reasonable price.

2. Filing a claim is simple

Have you ever been in a car accident and had to file a claim? It was probably a long and stressful process. Fortunately, this is not the case when it comes to claims over the phone. Don’t let the fear of the claims process prevent you from protecting your mobile device with insurance. Indeed, most mobile phone insurers want to make the process as simple as possible for their customers. You can file a claim at any time, and it won’t take you long to complete all the steps.

3. Insurance covers things that a guarantee does not cover

You think because your phone is covered by a warranty, you don’t need insurance? It’s true that most phones today have a manufacturer’s warranty. This usually covers mechanical problems and software defects, but not much else. One of the best reasons to invest in a protection plan for smartphones is that it will cover what a warranty cannot. A warranty is not likely to cover damage caused by negligence or accident. If you lose your phone or if it is stolen, a warranty won’t help in those cases either. Of course, we are not saying that you should drop or ignore the warranty. Consider the warranty as your first line of defence against problems and damage caused by your phone. Your mobile insurance is there to take over if your warranty can’t meet all your needs.

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