Ideally, it is advisable to choose a French or European site, in order to guarantee you rights that are not guaranteed by sites outside the European Union. Websites are obliged to publish the legal notices: name, company name, address, contacts, etc.
What security for online payment?
Before paying, the seller must allow you to check the details of your order and its total price. You must be able to validate your purchase in 2 clicks, this is called the consent stage.
The 1st click allows you to check the nature and composition of the order and the 2nd click allows you to definitively confirm the order.
At the time of payment, check that the site on which you are paying is well secured. The page is secured when the url of the page http:// becomes https://, with the addition of the s for “Secure”. The seller must confirm that your page is secure in a dialogue window before the start of any transaction.
You can also choose to secure your purchases by sending an SMS to your smartphone. All you have to do is set up this service with your bank.
The CNIL also advises you not to save your bank details on certain applications and web browsers. They suggest that you do so to avoid typing them again later, but in reality these terminals do not always guarantee the security of sensitive data such as bank details.
Companies specialising in online payment security, such as 2L Multimedia
Some E-commerce sites use the services of specialized companies to secure their customers’ payments. The Easypayweb service was created by the company 2L Multimedia which is specialized in the management of banking transactions and security on the Internet.
When making purchases from a partner merchant, the customer sees the name “easypayweb” appear on his bank statement. It is not the name of the site or the company that appears on his bank statement. The platform retrieves the user’s email and the name of the client site, with the banking information necessary for payment. In this way, it can guarantee the anonymity of the latter and the inability of the site to access the user’s bank details. The biggest advantage of this method is that the customer does not even have to register: everything is done automatically when he makes the payment.
The separation of information is one of the best ways to protect personal data. Separating bank information and personal information differently allows you to be protected from attempts at hacking or data theft.
